If your vehicle is written off or stolen there is a risk that your insurance company settlement may not be sufficient to cover the outstanding finance owing on the vehicle. This is because vehicles tend to depreciate more quickly in the first year and then at a slower rate as they get older.

Finance GAP pays the difference between the market value or the insurance company settlement (whichever is the greatest), and the outstanding finance on the vehicle up to a maximum of £5,000 or £10,000 (subject to eligibility).

RTI (Return to Invoice) pays the difference between the insurance company settlement/market value and the original invoice price (subject to eligibility).

This information is only a very brief description. Full prices, policy terms and conditions are available on request. Please call us for a quotation or further information.